FREE TAX HELP

***FOUR WAYS TO GET FREE TAX HELP***

If you have less money than usual this year, but aren't comfortable doing your taxes by yourself, you CAN get help with your tax returns without hiring a high-priced accountant. Here are four low-budget options you should consider at tax time . . .

#1.) COMMUNITY PROGRAMS. They're usually set up at libraries, shopping malls, and other public locations. They're generally staffed with volunteers who CAN'T answer complex questions, but who CAN help guide you through a simple return.

#2.) FREE HELP FOR LOW-TO MODERATE-INCOME FILERS. The IRS sponsors the "Volunteer Income Tax Assistance Program," which is available to people who earn $42,000 a year or less. To find out more, call 1-800-829-1040.

#3.) AARP ASSISTANCE FOR ALL AGES. The AARP program gives special attention to people over 60. But with 7,000 locations nationwide and 33,000 volunteers, they'll help anyone who brings in a simple tax return. To find out more, visit AARP.org.

#4.) GET HELP ONLINE. The IRS has deals with 19 tax software companies, and if you made $56,000 or less last year, you can use online versions of programs like TurboTax for free. Look for the "Free File" icon on IRS.gov to find out more. (Associated Press)